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Texas has cracked the top five in cheapest places to retire. That’s according to Motley Fool’s 2026 Best Places to Retire reports.

The report found that Arkansas is best for costs of living and number five for housing costs. Indiana came is second for costs of living and 11th for housing. Ohio follows with third for living costs and tenth for housing.

Rounding out the top five list of cheapest states to retire in were Kentucky and the Lone Star State.

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