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Debt Collectors Can Now Contact You Via Text Or Social Media

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Debt collectors can now “slide into your DMs” as a way to get your attention about missed payments.  The Consumer Financial Protection Bureau implemented new rules this week that lets collection agencies email, text and send direct messages to folks on social media to track them down for money owed.  However, there are limits to the new rule.  The messages must be private and debt collectors must identify themselves and offer anyone who receives a message a way to opt out of being contacted online.  The CFPB said the changes better clarify how debt collectors can communicate with individuals and help them understand their rights.

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