(AP) — Stocks were mostly lower in early trading Tuesday, as U.S. trading resumed after the Independence Day holiday and investors reassess after last week’s record highs. The S&P 500 index was down 0.3%. The Dow Jones Industrial Average fell 0.7% and the Nasdaq Composite was up 0.2%. Oil prices pulled back after jumping overnight when talks among members of the OPEC cartel and allied oil producing countries broke off in the midst of a standoff with the United Arab Emirates over production levels. The U.S. benchmark crude oil price fell 1% to $74.49; it earlier rose to $76.98, the highest level since November 2014.